Asset Allocation Funds
Asset Allocation Funds are funds that invest in other ETFs. Let’s define some here.
Equity ETFs:
VUN - U.S. Total Market Index ETF VCN - FTSE Canada All Cap Index ETF VIU - FTSE Developed All Cap ex North America Index ETF VEE - FTSE Emerging Markets All Cap Index ETF
These are all in the VEQT ETF, and the very approximate allocation tends to be:
- 45% VUN
- 30% VCN
- 20% VTU
- 5% VEE
More exactly, as of May 10, 206, it’s
- VUN - 43.66%
- VCN - 31.22%
- VIU - 17.92%
- VEE - 7.17%
Bond ETFs:
VAB - Canadian Aggregate Bond Index ETF VBG - Global ex-U.S. Aggregate Bond Index ETF (CAD-hedged) VBU - U.S. Aggregate Bond Index ETF (CAD-hedged)
Vanguard tends to allocate the bonds like this:
- 60% VAB
- 20% VBG
- 20% VBU
VBAL (Vanguard Balanced ETF Portfolio)
- VEQT ~ 60%
- Bonds ~ 40%
VGRO (Vanguard Growth ETF Portfolio)
- VEQT ~ 80%
- Bonds ~ 20%
VCNS (Vanguard Conservative ETF Portfolio)
- VEQT ~ 40%
- Bonds ~ 60%
VCIP (Vanguard Conservative Income ETF Portfolio)
- VEQT ~ 20%
- Bonds ~ 80%